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Love gin? Love a great deal? Then check out the current Tesco Gin Offers - Updated in real time!!
141 articles on making money, saving money, investing, and retiring early.
Love gin? Love a great deal? Then check out the current Tesco Gin Offers - Updated in real time!!
Many people feel they're falling behind when it comes to affording their retirement, and the truth is, most are. But here's the crucial caveat: it's never too
You'd be forgiven for thinking solar panels don't work in Northern Ireland's weather. Yet surprisingly, they perform incredibly well - well enough that
Belfast's business landscape has transformed dramatically over the past decade. From fintech startups in the Titanic Quarter to creative agencies in the
Like many savvy travellers across the province, you’ve worked to get the best value for your holidays. The flights are booked well in advance and your
A few weeks back I announced my retirement from retirement or my unretirement as someone else called it. Unashamedly, I’m back working. Maybe we’ll just call
Deciding to buy your first home is exciting. Saving the deposit less so. The cost of buying a property has risen, and the cost of running it…..well you can
Each of us has some level of limiting beliefs. That’s normal. And of course, many of these are based on truths or facts. There are many reasons why I’ll never
It’s a big week for retirement chat and this morning the Pensions and Lifetime Savings Association (PLSA) announced updates in their research as to what level
Before I started my own business, the largest salary I ever earned was £20,000. I was not a high earner. And this could have been the path I followed for the
Research announced this week stated that the retirement age for middle-aged workers which is anyone born after April 1970 may have to rise until age 71.
But, you’ll probably never be able to retire. And that might sound sensationalist or a clickbait title. I promise it's not.
On the 30th of November last year, I left the working world behind and started a new phase of my life. It took 13 years of saving, investing and growing my
You’ve probably seen the headlines this week about electricity prices coming down and I’ll agree that’s a good thing for all of us. But have you checked to
Well with a few days until your pay packet hits your bank account, you have plenty of time to set a payday routine and make a plan for your money.
Putting money away for your future often feels like deprivation. Most of us want to enjoy our hard-earned money right this second. Why shouldn’t you? You’ve
If you want to check out more content like this or the video version of Budgeting For Your First Child, head over to my Youtube Channel
The types of savings accounts in the UK vary considerably & while they all do fairly similar things, there may be a good reason to choose one over another
It's September and many of us are making plans to prepare your home for winter. At this stage you guys know the drill. But where do you start?
Recently I’ve become fascinated with a trend called overemployed. Now that might be a new term for you, but I promise it had me trawling the internet for
Like a great story, quotes are often used to inspire and encourage readers to take a desired action. As someone who reads extensively, I come across a huge
I’ll be honest with you. I didn’t know what a sinking fund was until last year. The term sinking fund was something I’d never heard of before and I talk about
The debt avalanche method and the debt snowball method are two of the most popular strategies used to pay down debt. When it comes to paying off loans or
You might have heard of debts snowballing out of control, and this happens for many reasons. But by using the debt snowball method, you can use this strategy
The debt avalanche method is one of the most efficient ways to pay down debt. Using it can also reduce the amount of interest you pay on your loads.
And don’t worry, I won’t sit here on my moral high horse telling you to save every penny. As long as you’re making positive steps forward, that’s all you need
In this article I’m sharing the 6 money rules for graduates, I wish someone sat me down and told me. I might not have listened, but knowing the possibilities
If you’re like me, you might flick through the PropertyPal website viewing dream homes, slightly outside of your budget, dreaming about the day you might be
"Stay at home they said. Sure we'll save a few quid. And surely the weather will be decent. We'll do a few day trips to the beach or Tollymore Forest Park"
But many break free of this cycle and they find ways to educate themselves on topics that were once alien or unknown to them. I’m not the only person who
Meal prep Sundays are soo last year. For the financially conscious, it's all about Money Prep Sundays. Sound intriguing? Read on!
So here are 5 easy and almost free ways you can support your friend's business.
Thankfully there are some amazing personal finance creators out there across the UK and further afield. On top of this, some of the personal finance books
Over 25% of people don't have £1,000 saved for an emergency. And trying to save 10k fast might seem like an impossible feat. But it can be done and here's how!
It’s not my job to tell you how to spend your money. Well, it is, but really it isn’t. Yet, if I start the conversation around money and help people like make
And this is true for each of us, well except for Charles and the future generations of his family. But enough of the sour grapes Connor. We are all going to
There are many myths about FIRE and early retirement thrown about as facts everyday. In this article I objectively look at the most commons myths I hear.
I’ll be honest with you. Most of us, even many wealthy people I’ve spoken to, don’t think they’re doing well financially. No matter how big their income is,
Normal doesn't mean it's right & good financial well being is about knowing those money habits keeping you poor, so you can take action on them.
Recently I had the pleasure of chatting with Dave Cordner of Central Belfast Apartments and author of Short Term Rental Revolution. Dave knows more about
There are many reasons to retire as soon as you can and this article we look at the top 5 that we hear from early retirees time and time again.
Today we are going to delve into the concept of "Coast FIRE", the second stage on the path towards Financial Independence. If you want to start at the
In my hand I have the press release from SSE, where they announced that profits have just about doubled this year from £1.16bn to £2.18bn. When I first saw
The recent launch of the Apple Savings account in the U.S. prompted speculation of a launch here in the UK. He's a look at what it is and how it works.
How much do I need to retire is one of the most common searches for retirement. It’s a huge question and the short answer will always be “it depends”. There
These steps can help you better budget money & your finances. Earn more, save more and invest the difference with the focus on early retirement
Budgeting is the cornerstone of personal finance. You will hear this from me time and time again. It’s what will make you rich and keep you wealthy over the
Early retirement can be one of the most rewarding times of your life. But, if you don't prepare for it, it can also be the most challenging.
I was able to retire by 40 by following the principles of the Financial Independence Retire Early movement & by increasing my income through self-employment.
Over the past number of months, I have obviously retired and left the business we ran together. Martin is still there today, but his second business is
Lean FIRE is often the most common mental image conjured up when people think about financial independence. It is also the most misunderstood, with some
Creating and building an email list of your customers, prospects and others interested in your business is often overlooked. But it can provide some of the
Sainsbury's has just launched its new loyalty scheme Nectar Prices which is touted to be one of the most rewarding loyalty schemes of any UK supermarket
Recently I was invited onto the Strive to FI podcast and I jumped at the chance. Joseph the podcast host was one of the very first people to welcome me into
I have been bombarded with ads on equity release recently and realised I knew very little about it, beyond the headlines of scams and fraud. But is it legit?
Depending on who you ask there are many types of financial independence. In this article I outline the most common types of Financial Independence you can strive to achieve.
We've put together a list of current Tesco whisky offers, so you can check them out and save money when you shop for whisky at Tesco.
A common misconception about side hustles is that they need to be a huge business when, in fact, the opposite is true. A side hustle, for example, could be as
Of the budget supermarkets, Lidl is the GOAT (greatest of all time). Yes, we love Lidl at foundered HQ! Here are the Lidl offers this week.
McDonald's Monopoly is back with some huge prizes in 2023. If you want to know when it starts and how you can maximise your chances of winning, read on!
Benefit in kind or BIK as it's also known, refers to any benefits that an employee or director receives from their company, in addition to their salary or
I eagerly anticipated the birth of my daughter for two reasons. The first was of course to finally meet her and welcome her into this world. The second was to
This week, Tesco has announced plans to significantly alter the value of your Clubcard Reward Points. Starting in June, Tesco Clubcard points will only be
So, what is a good salary in the UK, and what factors into getting one? In this article we’ll cover:
Starting a business is one of the most rewarding ventures anyone can undertake. I firmly believe that anyone has the ability to start a business and use it to
An ISA or an Individual Savings Account is a type of long-term, tax-free savings account. The money you save in an ISA grows free of tax and capital gains
We live in a digital world and I fully believe that because of this, there has never been an easier time to make money online, even when starting with little
Save money with the latest farmfoods offers. We bring you all the latest farmfoods offers, deals and vouchers as soon as they are available.
The Tesco Clubcard is soon to be scrapped. Fear not, for Tesco has already launched its replacement, the new updated Tesco Grocery & Clubcard App.
If you want to maximise your use of the Boots Advantage Card, before and after the change, below is everything you need to know.
One of the most popular questions I receive from readers, friends and family is whether you should pay down your mortgage or invest the money instead. This
"How can I have debt on my prepayment meter?" was a question I was recently asked by a reader. In this article I cover the many reasons why this may be the case
A good coach can transform your life. Whether it's a fitness coach, a business coach or indeed a financial coach, using the experience of others to level up
A few weeks back I was invited onto the newly launched "The Money Gains Podcast" hosted by Sammie Ellard-King. Sammie was one of the very first people to
It's never too late to start a pension and even a small pension is better than nothing. But starting a pension at 50 brings with it a unique set of questions,
If I'd a pound for everytime I have heard "investing sucks" I would be very wealthy. With a focus on your mindset you can learn to fall in love with investing
Sky has announced a huge increase to their TV & Broadband subscriptions. Here's how to find out if you are affected and what you can do to avoid them.
In my series of starting your own business articles, side hustles for doctors was one of the most requested by readers and friends. Because of that, here it is!
Haven parks are a popular choice for staycations in the UK. If you're going there, then you'll need to know how much a Haven Play Pass is!
Don't break the bank with our Valentines Day Money Saving Tips. Not gauranteed to get you in the good books, but will definitely keep your spending on track.
If you were starting out on the path to financial independence, what would you do in 2023?
In March 2023, the EE price increase is putting up costs of their products and services by 14.4%. This could add over £50 per year to an average bill
One of the most popular questions I am asked is how much I should save in cash versus investing.
Through a salary advance scheme, as an employee, you can access a part of your salary before payday. But, should you use this option? We look at the pros & cons
I have been asked to supply a building society roll number for a payment to my account. But what is this?
Energy payment vouchers are being distributed across Northern Ireland this January. If you are a credit or prepayment customer here are the steps to redeem yours
Often the hardest part of saving money is getting started. It can feel like a goal far beyond your reach. Why is this? In todays article we explore some tips to get started
Looking for the best budgeting apps in the UK? Our Financial Detox series includes a review of the top options, including Emma, Money Dashboard, Moneyhub & more
You might consider a financial detox if you're suffering from a financial hangover this festive period. But what is it and how do you make sure it's a success?
With up to 50% off clothing, footwear and accessories, the Next Sale is one many shoppers mark in their calendar.
Enjoying Christmas can be costly. Here are our top tips to reign in the cost of this festive season. And above all else, don’t go into debt
Asda has extended their 10% discount for Blue Light Card holders until the 31st March 2023.
First direct have launched a high interest rate savings account. But does it live up to the hype?
When the pandemic came, we moved our business to being wholly remote in a matter of hours. All the systems and processes for remote working had been put in
Get a personalised free Santa letter sent to your child this Christmas with a wonderful service by Hallmark and the Royal Mail.
Over a decade in the making, I am now officially retired at the age of 40.
What is the Warm Home Prescription and can I get this from my Doctor?
Running a business may sound daunting, but starting a profitable side hustle often proves to feel out of reach for many. But it shouldn't and we'll show you why
A full run down of the Blue Light Card Christmas offers including a whopping 10% off your Asda shop, 20% off GHD and 15% off a Sonos soundbar.
Are you one of the 12,000 customers awaiting products from made.com? You may not be able to get a refund from the firm, but below we’ll show you how you may still be able to claim one from your credit card or bank.
Is the Easyjet Plus membership worth it? When does it make sense for you to buy the Easyjet Plus membership and how can you make the most of it?
Reinventing yourself is one of the hardest decisions any person can make in their life. It affects your entire life! Here's how to navigate reinvention.
What is the Asda rewards app and how can it help me save money on my shopping? We answer this and more in this article.
It was reported recently nearly half of those eligible to receive the £400 energy support vouchers in England, Scotland, and Wales have not redeemed their
Want a coveted McDonald's Gold Card? It may not be as easy as becoming famous, but we'll show you how you can increase your chances of getting one.
Heinz and Morrisons have teamed up this half-term break to give a helping hand and a warm meal to those in need. Simply 'Ask for Henry' at any Morrison's cafe
As the nights draw in this winter, many of us will be choosing to settle down with a pizza or a meal deal and a movie to save a few quid, instead of heading
It's hard to imagine a letter arriving through your door from an energy supplier and considering it to be bringing good news to your home. Miracles will never
I have picked up a couple of Tale of Peter Rabbit 50p coins in my change. My dad said these could be valuable. Is that true?
A well-paying job is often considered to be a contributing factor on the path to becoming a millionaire or earning millions of pounds, but picking the right
What is arrival fallacy and why is this something I should be concerened with
The Blue Light Card is a discount card for those who work in the NHS, emergency services, armed forces and social care sector. Is it worth it?
I was recently invited to write a little bit about my background and history in business for the Mile High Finance Guy site. Olaf was one of the first
It’s estimated that there are over 2,000 ISA millionaires in the UK. With approximately 12 million* adult ISAs being subscribed to in 2020-2021, this means
You've saved all your life, putting money aside for your later years. The time has come to consider leaving the workforce, it is it a good time to retire?
13 Things To Do Before You Retire Early is a self-centred article I've written to remind myself of all the things I must consider before retiring early.
What happens to a SIPP on death? Yes it's a morbid thought considering our own mortality. But it's incredibly important to consider when you open your SIPP.
In this article, we'll deep dive into the process of becoming a millionaire and show you how to become a millionaire UK edition.
The average millionaire has 7 separate income sources. Achieve multiple streams of income using your skills & assets. (Infographic included)
Health and wealth are intrinsically linked throughout life and it’s no surprise that many who are focused on becoming financially independent, also choose to
Want to earn a few extra pounds but not get fired? Here's 9 great side hustles for graphic designers you can start today for little to no cost.
You have an amazing opportunity to build wealth in your 20s. Don't lose it and create solid foundations for your future.
What is a SIPP? A self-invested personal pension is a flexible type of pension for people who are confident with making their own investments.
Personal finance planning shouldn't be scary or complicated. In this article we present common personal finance topics in our ultimate guide!
Many of my readers are looking to pay off debt on their path towards financial independence. I know this, because you've told me so. While our collective goal
There are emotional and financial ways to invest for your child's future. Here we explore financial options to ensure financial stability for your child.
With only 6 payslips before the big day, now is the time to start saving for Christmas. Christmas spending shouldn't put you in debt.
I have been described as a workaholic over the years. Regularly completing 80 hour workweeks, I'd post pictures of myself in the office at 11pm. I remember
If you're asking yourself "What do i do with my p45 when i retire early?" then this guide will walk you through everything you need to know.
Starting a business anytime is daunting. Is it better or worse to start a business in a recession. Here's 7 reasons why we say go for it!
If I were to start all over again, these are the tips and strategies I'd use to decide how to invest 1000 pounds a month.
Looking to increase your income or start your business? Check out our 94 amazing side hustle ideas, we hope will inspire you to take action.
Financial Independence Retire Early (FIRE) is a movement dedicated to amassing incoming generating assets to cover your expenses, making work optional.
Is a four-day working week better? In my run up to early retirement, I have moved to shorter working hours, but am I being more productive?
One of the most common questions I'm asked by those on their financial independence journey is "When can I retire?". In this article we explore this in great depth.
In this article we focus on how to build a brand and why this is important for anyone looking to start a business on their journey to financial independence.
In 2022 it's not just about saving on your bills, but more keeping the increases to a minimum. We've put together a guide that helps us save thousands each year
While you shouldn't be worried about others, the question "How Much Money Should You Have Saved By Age" is often asked by those pursuing financial independence.
Compound interest is your ally in achieving financial independence and retiring early. This article provides examples on how to use it to your benefit.
Being able to retire early in your 40s or 50s is entirely possible. Follow our guide and set your future self up for success.
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