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141 articles on making money, saving money, investing, and retiring early.

unretirement
Invest · · 6 minutes

Unretired

A few weeks back I announced my retirement from retirement or my unretirement as someone else called it. Unashamedly, I’m back working. Maybe we’ll just call

save for your first home
Save Money · · 9 minutes

How To Save For Your First Home

Deciding to buy your first home is exciting. Saving the deposit less so. The cost of buying a property has risen, and the cost of running it…..well you can

You’re not bad with money
Save Money · · 9 minutes

You're Not Bad With Money

Each of us has some level of limiting beliefs. That’s normal. And of course, many of these are based on truths or facts. There are many reasons why I’ll never

Is this pension propaganda?
Save Money · · 6 minutes

Is This Pension Propaganda?

It’s a big week for retirement chat and this morning the Pensions and Lifetime Savings Association (PLSA) announced updates in their research as to what level

Save the Date: How to Start a Business
Make Money · · 1 minute

Save The Date: How To Start A Business

Before I started my own business, the largest salary I ever earned was £20,000. I was not a high earner. And this could have been the path I followed for the

state pension age increase ft
Save Money · · 2 minutes

Will The Retirement Age In The UK Increase?

Research announced this week stated that the retirement age for middle-aged workers which is anyone born after April 1970 may have to rise until age 71.

never be able to retire
Retire Early · · 16 minutes

Why You'll Never Be Able To Retire

But, you’ll probably never be able to retire. And that might sound sensationalist or a clickbait title. I promise it's not.

Early Retirement
Retire Early · · 7 minutes

The Truth About Early Retirement

On the 30th of November last year, I left the working world behind and started a new phase of my life. It took 13 years of saving, investing and growing my

payday routine
Invest · · 3 minutes

Payday Routine

Well with a few days until your pay packet hits your bank account, you have plenty of time to set a payday routine and make a plan for your money.

budgeting for your first child
Save Money · · 3 minutes

Budgeting For Your First Child

If you want to check out more content like this or the video version of Budgeting For Your First Child, head over to my Youtube Channel

how to prepare your home for winter
Save Money · · 9 minutes

How To Prepare Your Home For Winter

It's September and many of us are making plans to prepare your home for winter. At this stage you guys know the drill. But where do you start?

overemployed
Make Money · · 5 minutes

Overemployed

Recently I’ve become fascinated with a trend called overemployed. Now that might be a new term for you, but I promise it had me trawling the internet for

money quotes
Invest · · 4 minutes

10 Top Money Quotes To Inspire You

Like a great story, quotes are often used to inspire and encourage readers to take a desired action. As someone who reads extensively, I come across a huge

what is a sinking fund
Save Money · · 11 minutes

What Is A Sinking Fund?

I’ll be honest with you. I didn’t know what a sinking fund was until last year. The term sinking fund was something I’d never heard of before and I talk about

debt snowball vs debt avalanche
Save Money · · 7 minutes

Debt Snowball Vs. Debt Avalanche

The debt avalanche method and the debt snowball method are two of the most popular strategies used to pay down debt. When it comes to paying off loans or

debt snowball method
Save Money · · 9 minutes

The Debt Snowball Method To Pay Off Debt

You might have heard of debts snowballing out of control, and this happens for many reasons. But by using the debt snowball method, you can use this strategy

the debt avalanche method
Save Money · · 7 minutes

The Debt Avalanche Method

The debt avalanche method is one of the most efficient ways to pay down debt. Using it can also reduce the amount of interest you pay on your loads.

payday checklist to build wealth
Save Money · · 6 minutes

The Ultimate Payday Checklist

And don’t worry, I won’t sit here on my moral high horse telling you to save every penny. As long as you’re making positive steps forward, that’s all you need

money rules for graduates
Make Money · · 10 minutes

Money Rules For Graduates

In this article I’m sharing the 6 money rules for graduates, I wish someone sat me down and told me. I might not have listened, but knowing the possibilities

Northern Ireland Property Market
Save Money · · 11 minutes

Northern Ireland Property Market

If you’re like me, you might flick through the PropertyPal website viewing dream homes, slightly outside of your budget, dreaming about the day you might be

5 money tips for your 20s and 30s
Save Money · · 6 minutes

5 Money Tips For Your 20s & 30s

But many break free of this cycle and they find ways to educate themselves on topics that were once alien or unknown to them. I’m not the only person who

Money Prep sunday
Save Money · · 3 minutes

Money Prep Sunday

Meal prep Sundays are soo last year. For the financially conscious, it's all about Money Prep Sundays. Sound intriguing? Read on!

top 5 personal finance books
Invest · · 8 minutes

5 Top Personal Finance Books

Thankfully there are some amazing personal finance creators out there across the UK and further afield. On top of this, some of the personal finance books

how to save 10k fast
Save Money · · 11 minutes

How To Save £10K FAST

Over 25% of people don't have £1,000 saved for an emergency. And trying to save 10k fast might seem like an impossible feat. But it can be done and here's how!

how to save money for christmas
Save Money · · 7 minutes

How To Save Money For Christmas

It’s not my job to tell you how to spend your money. Well, it is, but really it isn’t. Yet, if I start the conversation around money and help people like make

avoid inheritance tax
Save Money · · 9 minutes

How To Legally Avoid Inheritance Tax

And this is true for each of us, well except for Charles and the future generations of his family. But enough of the sour grapes Connor. We are all going to

5 Myths About FIRE And Early Retirement
Retire Early · · 9 minutes

5 Myths About FIRE And Early Retirement

There are many myths about FIRE and early retirement thrown about as facts everyday. In this article I objectively look at the most commons myths I hear.

signs Youre Doing Well Financially
Save Money · · 10 minutes

4 Signs You're Doing Well Financially

I’ll be honest with you. Most of us, even many wealthy people I’ve spoken to, don’t think they’re doing well financially. No matter how big their income is,

9 normal money habits keeping you poor
Save Money · · 12 minutes

9 "Normal" Money Habits Keeping You Poor

Normal doesn't mean it's right & good financial well being is about knowing those money habits keeping you poor, so you can take action on them.

serviced accommodation side hustle - Central Belfast Apartments - Dave Cordner
Make Money · · 7 minutes

Serviced Accommodation

Recently I had the pleasure of chatting with Dave Cordner of Central Belfast Apartments and author of Short Term Rental Revolution. Dave knows more about

Reasons To Retire As Soon As You Can
Retire Early · · 9 minutes

5 Reasons To Retire As Soon As You Can

There are many reasons to retire as soon as you can and this article we look at the top 5 that we hear from early retirees time and time again.

what is coast fire
Retire Early · · 13 minutes

What Is Coast Fire?

Today we are going to delve into the concept of "Coast FIRE", the second stage on the path towards Financial Independence. If you want to start at the

how much do I need to retire?
Retire Early · · 9 minutes

How Much Do I Need To Retire? Bin The 4% Rule

How much do I need to retire is one of the most common searches for retirement. It’s a huge question and the short answer will always be “it depends”. There

how to budget money
Save Money · · 9 minutes

How To Budget Money Effectively

These steps can help you better budget money & your finances. Earn more, save more and invest the difference with the focus on early retirement

50-30-20-rule-saving-budget
Save Money · · 7 minutes

50/30/20 Rule: Budgeting Tips And Money

Budgeting is the cornerstone of personal finance. You will hear this from me time and time again. It’s what will make you rich and keep you wealthy over the

property investing with lofty properties
Invest · · 41 minutes

Property Investing

Over the past number of months, I have obviously retired and left the business we ran together. Martin is still there today, but his second business is

what is lean fire financial independence retire early
Invest · · 13 minutes

What Is Lean FIRE?

Lean FIRE is often the most common mental image conjured up when people think about financial independence. It is also the most misunderstood, with some

strive to fi podcast
Make Money · · 59 minutes

Listen To Me On The Strive To FI Podcast

Recently I was invited onto the Strive to FI podcast and I jumped at the chance. Joseph the podcast host was one of the very first people to welcome me into

pros and cons of equity release
Save Money · · 11 minutes

Pros And Cons Of Equity Release

I have been bombarded with ads on equity release recently and realised I knew very little about it, beyond the headlines of scams and fraud. But is it legit?

types of financial independence
Retire Early · · 9 minutes

The 6 Types Of Financial Independence Retire Early

Depending on who you ask there are many types of financial independence. In this article I outline the most common types of Financial Independence you can strive to achieve.

lidl offers this week
Save Money · · 5 minutes

What Are The Lidl Offers This Week?

Of the budget supermarkets, Lidl is the GOAT (greatest of all time). Yes, we love Lidl at foundered HQ! Here are the Lidl offers this week.

McDonald's Monopoly 2023
Save Money · · 8 minutes

McDonald's Monopoly 2023

McDonald's Monopoly is back with some huge prizes in 2023. If you want to know when it starts and how you can maximise your chances of winning, read on!

what is benefit in kind
Make Money · · 5 minutes

What Is Benefit In Kind?

Benefit in kind or BIK as it's also known, refers to any benefits that an employee or director receives from their company, in addition to their salary or

junior isa junior sipp
Invest · · 4 minutes

What Are Junior ISAs And Junior SIPPs?

I eagerly anticipated the birth of my daughter for two reasons. The first was of course to finally meet her and welcome her into this world. The second was to

tesco clubcard rewards
Save Money · · 3 minutes

Tesco Clubcard Rewards Value Reduced

This week, Tesco has announced plans to significantly alter the value of your Clubcard Reward Points. Starting in June, Tesco Clubcard points will only be

what is a good salary in the uk
Make Money · · 7 minutes

What Is A Good Salary In The UK?

So, what is a good salary in the UK, and what factors into getting one? In this article we’ll cover:

how to start a business
Make Money · · 6 minutes

How To Start A Business

Starting a business is one of the most rewarding ventures anyone can undertake. I firmly believe that anyone has the ability to start a business and use it to

what is an isa - individual savings account
Invest · · 5 minutes

What Is An ISA?

An ISA or an Individual Savings Account is a type of long-term, tax-free savings account. The money you save in an ISA grows free of tax and capital gains

pay down mortgage or invest
Invest · · 10 minutes

Should I Pay Down My Mortgage Or Invest?

One of the most popular questions I receive from readers, friends and family is whether you should pay down your mortgage or invest the money instead. This

debt on my prepayment meter
Save Money · · 6 minutes

How Can I Have Debt On My Prepayment Meter?

"How can I have debt on my prepayment meter?" was a question I was recently asked by a reader. In this article I cover the many reasons why this may be the case

what is a financial coach
Invest · · 4 minutes

What Is A Financial Coach?

A good coach can transform your life. Whether it's a fitness coach, a business coach or indeed a financial coach, using the experience of others to level up

The money gains podcast
Retire Early · · 39 minutes

Listen To Me On "The Money Gains Podcast"

A few weeks back I was invited onto the newly launched "The Money Gains Podcast" hosted by Sammie Ellard-King. Sammie was one of the very first people to

starting a pension at 50
Retire Early · · 8 minutes

Is Starting A Pension At 50 Worth It?

It's never too late to start a pension and even a small pension is better than nothing. But starting a pension at 50 brings with it a unique set of questions,

investing sucks
Invest · · 5 minutes

Investing Sucks But It Doesn't Have To

If I'd a pound for everytime I have heard "investing sucks" I would be very wealthy. With a focus on your mindset you can learn to fall in love with investing

side hustles for doctors
Make Money · · 31 minutes

Side Hustles For Doctors

In my series of starting your own business articles, side hustles for doctors was one of the most requested by readers and friends. Because of that, here it is!

how much is a haven play pass
Save Money · · 7 minutes

How Much Is A Haven Play Pass?

Haven parks are a popular choice for staycations in the UK. If you're going there, then you'll need to know how much a Haven Play Pass is!

valentines day money saving tips
Save Money · · 6 minutes

5 Top Valentines Day Money Saving Tips

Don't break the bank with our Valentines Day Money Saving Tips. Not gauranteed to get you in the good books, but will definitely keep your spending on track.

EE price increase 2023
Save Money · · 6 minutes

How To Avoid The EE 14.4% Price Increase

In March 2023, the EE price increase is putting up costs of their products and services by 14.4%. This could add over £50 per year to an average bill

salary advance
Save Money · · 7 minutes

Should I Take A Salary Advance?

Through a salary advance scheme, as an employee, you can access a part of your salary before payday. But, should you use this option? We look at the pros & cons

best budgeting apps uk
Save Money · · 11 minutes

9 Of The Best Budgeting Apps In The UK

Looking for the best budgeting apps in the UK? Our Financial Detox series includes a review of the top options, including Emma, Money Dashboard, Moneyhub & more

financial detox
Save Money · · 9 minutes

Financial Detox

You might consider a financial detox if you're suffering from a financial hangover this festive period. But what is it and how do you make sure it's a success?

next sale dates
Save Money · · 3 minutes

When Does The Next Sale Start

With up to 50% off clothing, footwear and accessories, the Next Sale is one many shoppers mark in their calendar.

save money this christmas
Save Money · · 5 minutes

Ways To Save Money This Christmas

Enjoying Christmas can be costly. Here are our top tips to reign in the cost of this festive season. And above all else, don’t go into debt

foundered - achieve financial independence
Save Money · · 4 minutes

First Direct 7% Regular Saver

First direct have launched a high interest rate savings account. But does it live up to the hype?

foundered - achieve financial independence
Make Money · · 5 minutes

New Spanish Digital Nomad Visa

When the pandemic came, we moved our business to being wholly remote in a matter of hours. All the systems and processes for remote working had been put in

profitable side hustle
Make Money · · 12 minutes

6 Steps To Starting A Profitable Side Hustle

Running a business may sound daunting, but starting a profitable side hustle often proves to feel out of reach for many. But it shouldn't and we'll show you why

made
Save Money · · 2 minutes

What To Do If You Are Affected By The Made.com Collapse

Are you one of the 12,000 customers awaiting products from made.com? You may not be able to get a refund from the firm, but below we’ll show you how you may still be able to claim one from your credit card or bank.

easyjet plus membership
Save Money · · 9 minutes

Is The Easyjet Plus Membership Worth It?

Is the Easyjet Plus membership worth it? When does it make sense for you to buy the Easyjet Plus membership and how can you make the most of it?

reinventing yourself
Make Money · · 9 minutes

Reinventing Yourself

Reinventing yourself is one of the hardest decisions any person can make in their life. It affects your entire life! Here's how to navigate reinvention.

how to claim £400 energy support voucher
Save Money · · 4 minutes

How To Claim £400 Energy Support Vouchers

It was reported recently nearly half of those eligible to receive the £400 energy support vouchers in England, Scotland, and Wales have not redeemed their

mcdonald's gold card
Save Money · · 3 minutes

What Is The McDonald's Gold Card?

Want a coveted McDonald's Gold Card? It may not be as easy as becoming famous, but we'll show you how you can increase your chances of getting one.

Asda movie deal
Save Money · · 7 minutes

Asda Movie Deal

As the nights draw in this winter, many of us will be choosing to settle down with a pizza or a meal deal and a movie to save a few quid, instead of heading

what job will make me a millionaire
Make Money · · 9 minutes

What Job Will Make Me A Millionaire?

A well-paying job is often considered to be a contributing factor on the path to becoming a millionaire or earning millions of pounds, but picking the right

arrival fallacy
Retire Early · · 5 minutes

You Have Arrived!

What is arrival fallacy and why is this something I should be concerened with

Foundered-guest-post-930x620
Retire Early · · Less than a minute

Guest Post: Mile High Finance Guy

I was recently invited to write a little bit about my background and history in business for the Mile High Finance Guy site. Olaf was one of the first

who wants to be an isa millionaire
Invest · · 5 minutes

Who Wants To Be An ISA Millionaire?

It’s estimated that there are over 2,000 ISA millionaires in the UK. With approximately 12 million* adult ISAs being subscribed to in 2020-2021, this means

is now a good time to retire
Retire Early · · 8 minutes

Is Now A Good Time To Retire?

You've saved all your life, putting money aside for your later years. The time has come to consider leaving the workforce, it is it a good time to retire?

things to do before you retire early
Retire Early · · 8 minutes

13 Things To Do Before You Retire Early

13 Things To Do Before You Retire Early is a self-centred article I've written to remind myself of all the things I must consider before retiring early.

what happens to a SIPP on death
Invest · · 5 minutes

What Happens To A SIPP On Death?

What happens to a SIPP on death? Yes it's a morbid thought considering our own mortality. But it's incredibly important to consider when you open your SIPP.

multiple streams of income
Invest · · 10 minutes

Multiple Streams Of Income

The average millionaire has 7 separate income sources. Achieve multiple streams of income using your skills & assets. (Infographic included)

health and wealth
Make Money · · 5 minutes

The Similarities Between Health And Wealth

Health and wealth are intrinsically linked throughout life and it’s no surprise that many who are focused on becoming financially independent, also choose to

side hustles for graphic designers
Make Money · · 5 minutes

9 Great Side Hustles For Graphic Designers

Want to earn a few extra pounds but not get fired? Here's 9 great side hustles for graphic designers you can start today for little to no cost.

pay off debt fast
Save Money · · 9 minutes

How To Pay Off Debt

Many of my readers are looking to pay off debt on their path towards financial independence. I know this, because you've told me so. While our collective goal

80 hour workweek
Make Money · · 5 minutes

Stop Glamourising The 80 Hour Workweek

I have been described as a workaholic over the years. Regularly completing 80 hour workweeks, I'd post pictures of myself in the office at 11pm. I remember

how to invest 1000 pounds a month
Invest · · 10 minutes

How To Invest 1000 Pounds A Month

If I were to start all over again, these are the tips and strategies I'd use to decide how to invest 1000 pounds a month.

94 side hustle ideas
Make Money · · 27 minutes

94 Amazing Side Hustle Ideas In The UK

Looking to increase your income or start your business? Check out our 94 amazing side hustle ideas, we hope will inspire you to take action.

Four-day working week
Make Money · · 6 minutes

Is A Four

Is a four-day working week better? In my run up to early retirement, I have moved to shorter working hours, but am I being more productive?

how to build a brand
Make Money · · 8 minutes

How To Build A Brand

In this article we focus on how to build a brand and why this is important for anyone looking to start a business on their journey to financial independence.

Saving on your bills
Save Money · · 16 minutes

Saving On Your Bills

In 2022 it's not just about saving on your bills, but more keeping the increases to a minimum. We've put together a guide that helps us save thousands each year

how much money should you have saved by age
Save Money · · 8 minutes

How Much Money Should You Have Saved By Age

While you shouldn't be worried about others, the question "How Much Money Should You Have Saved By Age" is often asked by those pursuing financial independence.

The benefits of compound interest
Invest · · 5 minutes

The Benefits Of Compound Interest

Compound interest is your ally in achieving financial independence and retiring early. This article provides examples on how to use it to your benefit.

how to retire early
Retire Early · · 10 minutes

How To Retire Early In Your 40s

Being able to retire early in your 40s or 50s is entirely possible. Follow our guide and set your future self up for success.

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