Is this pension propaganda?
It’s a big week for retirement chat and this morning the Pensions and Lifetime Savings Association (PLSA) announced updates in their research as to what level of income is needed for a minimum, moderate and comfortable retirement. They estimated that a single person needed £14,400 a year for a minimum income, £31,300 a year for […]
Will The Retirement Age in the UK Increase?
Research announced this week stated that the retirement age for middle-aged workers which is anyone born after April 1970 may have to rise until age 71. Firstly am I middle-aged? F*ck But I understand this. More of us are living longer after our working life and there is a falling birth rate. The state pension […]
Types of Savings Accounts In The UK: A Comprehensive Guide
As someone looking to build wealth, setting a household budget is the first step to making headroom between your income and your salary. When we can save money with every paycheque, we can pay down debt, start an emergency fund, put some of these savings into our investments and if we focus hard enough one […]
10 Top Money Quotes To Inspire You
I love storytelling and the more I write about money, the more I use stories to illustrate the points I’m trying to convey. I draw from everyday occurrences I see and the conversations I have, to bring stories to life. I’m not saying I’m any good at storytelling, but I’m getting better at it and […]
Debt Snowball vs. Debt Avalanche | Which is Better?
The debt avalanche method and the debt snowball method are two of the most popular strategies used to pay down debt. When it comes to paying off loans or debts, I’d argue that there is no “best strategy”. Rather the correct strategy will be the one you stick with. With that said, for those who […]
The Debt Snowball Method To Pay Off Debt
You might have heard of debts snowballing out of control, and this happens for many reasons. But by using the debt snowball method, you can use this strategy to pay down your debts and stay motivated throughout the process of doing so. The debt snowball method is one of the most popular debt repayment strategies […]
The Debt Avalanche Method – Pay Debt Off Fast
The burden of debt can be crippling, and I applaud anyone who is in the process of repaying it. Whether you owe a little or owe a lot, you should know about the debt avalanche method. The debt avalanche method is a strategy to help you pay down debt. The plan of attack with this […]
The Ultimate Payday Checklist
It’s the last Friday of the month and for a lot of us in employment, it’s payday. Often payday is a time to enjoy the spoils of your hard-earned wages. Now I haven’t had a wage in almost a year. But I generally know it’s around payday when I see an influx of Amazon and […]
Money Rules For Graduates
In this article I’m sharing the 6 money rules for graduates, I wish someone sat me down and told me. I might not have listened, but knowing the possibilities is the first step to achieving your goals. If you take nothing else away from this article, there’s no better time than right now to make […]
Northern Ireland Property Market
If you’re like me, you might flick through the PropertyPal website viewing dream homes, slightly outside of your budget, dreaming about the day you might be able to afford one. I’m just noseying at the pictures for the most part…How the other half live eh? Property is often regarded as one of the best “investments” […]
Money Prep Sunday
You may have heard of Meal Prep Sundays. Either from people who are avid health and fitness fans or those budget-conscious people looking to minimise their spending and maximise their meals for the week. When I was working, I spent Sunday afternoons cooking meals for the first part of the week. It was a bit […]
5 Money Tips For Your 20s & 30s
Most of us don’t learn about personal finance in school. And many of us aren’t taught significant or positive money lessons from our parents. Often we follow a similar path, doing similar things the way they did. But don’t get me wrong, it’s not their fault. Nor is it yours. That’s just the way things […]
5 Top Personal Finance Books
Investing in yourself often has the highest return of any investment you can make. And this is true whether you are in your 40s or 50s, or just starting out in your 20s and 30s. I didn’t take reading seriously until my mid-20s. I thought I was finished learning in uni. That couldn’t be further […]
How To Save £10K FAST
According to research by money.co.uk, 31% of us save less than £100 per month and nearly 26% of those surveyed have less than £1000 saved at all. Combined with the cost of living crisis making our daily lives even more expensive, how can we go from nothing to saving up £10,000 in one year? A […]
How to legally avoid inheritance tax
As I talk about money ….. a lot, people often ask me questions about hot topics. Interest rate rises, inflation and the cost of living crisis, I get them all. But there’s no topic that gets people hotter under the collar than inheritance tax. And this definitely intensifies as people get older. Hands up if […]