Helping UK entrepreneurs and professionals achieve financial independence. Make money, save money, invest wisely, and retire early.https://foundered.co.uk/en-GBhttps://foundered.co.uk/blog/current-tesco-gin-offers/https://foundered.co.uk/blog/current-tesco-gin-offers/All the current Tesco gin offers and deals in one place. Updated weekly with the best prices on Gordon's, Tanqueray, Hendrick's and more.Mon, 06 Apr 2026 00:00:00 GMThttps://foundered.co.uk/blog/plug-in-solar-panels-uk/https://foundered.co.uk/blog/plug-in-solar-panels-uk/Plug-in solar panels are coming to the UK. What they cost, how much they save, who they suit, and what the new regulations mean for renters and homeowners.Mon, 06 Apr 2026 00:00:00 GMThttps://foundered.co.uk/blog/best-stocks-and-shares-isa-2026/https://foundered.co.uk/blog/best-stocks-and-shares-isa-2026/A no-nonsense comparison of the best stocks and shares ISAs in the UK for 2026. Fees, features, and which platform suits your investing style.Sun, 05 Apr 2026 00:00:00 GMThttps://foundered.co.uk/blog/isa-rules-2026/https://foundered.co.uk/blog/isa-rules-2026/All the ISA rule changes for the 2026/27 tax year explained simply. Multiple ISAs, allowance updates, and what it means for your savings.Wed, 01 Apr 2026 00:00:00 GMThttps://foundered.co.uk/blog/energy-price-cap-april-2026/https://foundered.co.uk/blog/energy-price-cap-april-2026/The energy price cap changed in April 2026. Here is what the typical household will pay, how to reduce your bills, and whether you should switch supplier.Sat, 28 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/lifetime-isa-2026/https://foundered.co.uk/blog/lifetime-isa-2026/The Lifetime ISA is being scrapped in 2028. Should you still open one? Here is what you need to know about the 25% bonus, withdrawal penalties, and alternatives.Fri, 20 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/state-pension-age-2026/https://foundered.co.uk/blog/state-pension-age-2026/The UK state pension age is increasing to 67 and eventually 68. Here is what that means for when you can retire and how much you will receive.Sun, 15 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/inheritance-tax-changes-2026/https://foundered.co.uk/blog/inheritance-tax-changes-2026/Inheritance tax rules have changed for 2026. New thresholds, pension changes, and practical steps to reduce your IHT liability.Tue, 10 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/talking-to-partner-about-money/https://foundered.co.uk/blog/talking-to-partner-about-money/Money is the number one cause of relationship stress. But most couples never have a proper conversation about it. Here is how to start.Sun, 08 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/best-investment-platforms-uk-2026/https://foundered.co.uk/blog/best-investment-platforms-uk-2026/An honest comparison of the best investment platforms in the UK for 2026. Fees, features, and which one actually suits you.Wed, 04 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/remortgage-guide-uk/https://foundered.co.uk/blog/remortgage-guide-uk/A practical guide to remortgaging in the UK. When to switch, how the process works, what it costs, and a worked example showing how much you can save.Mon, 02 Mar 2026 00:00:00 GMThttps://foundered.co.uk/blog/best-index-funds-uk-2026/https://foundered.co.uk/blog/best-index-funds-uk-2026/The best index funds available in the UK for 2026. What they are, how they work, and which ones to choose for long-term wealth building.Wed, 25 Feb 2026 00:00:00 GMThttps://foundered.co.uk/blog/how-to-start-investing-uk/https://foundered.co.uk/blog/how-to-start-investing-uk/A practical, jargon-free guide to investing in the UK. From opening your first ISA to choosing index funds, everything you need to get started.Wed, 18 Feb 2026 00:00:00 GMThttps://foundered.co.uk/blog/pension-contributions-how-much/https://foundered.co.uk/blog/pension-contributions-how-much/The minimum is 8%. The average is 12%. Neither is enough to retire comfortably. Here is how much you actually need and how to get there.Thu, 12 Feb 2026 00:00:00 GMThttps://foundered.co.uk/blog/best-savings-accounts-uk-2026/https://foundered.co.uk/blog/best-savings-accounts-uk-2026/The best savings accounts in the UK right now. Easy access, fixed rate, regular saver, and ISA accounts compared by interest rate.Thu, 05 Feb 2026 00:00:00 GMThttps://foundered.co.uk/blog/overpay-mortgage-or-invest/https://foundered.co.uk/blog/overpay-mortgage-or-invest/With mortgage rates where they are, this is the most common question in UK personal finance. The answer depends on your rate, your tax wrapper, and your risk tolerance.Wed, 28 Jan 2026 00:00:00 GMThttps://foundered.co.uk/blog/premium-bonds-2026/https://foundered.co.uk/blog/premium-bonds-2026/Premium bonds are the UK's favourite savings product. But with the prize rate at 4%, are they still worth it compared to savings accounts?Thu, 22 Jan 2026 00:00:00 GMThttps://foundered.co.uk/blog/how-to-budget-low-income-uk/https://foundered.co.uk/blog/how-to-budget-low-income-uk/Practical budgeting advice for people on a low income in the UK. No patronising tips about avocado toast. Just honest, useful strategies.Wed, 14 Jan 2026 00:00:00 GMThttps://foundered.co.uk/blog/pension-vs-isa/https://foundered.co.uk/blog/pension-vs-isa/Both pensions and ISAs are tax-efficient. But they work differently, and the order you fill them matters. Here is the decision framework.Thu, 08 Jan 2026 00:00:00 GMThttps://foundered.co.uk/blog/fire-number-calculator/https://foundered.co.uk/blog/fire-number-calculator/Your FIRE number is how much you need to never work again. Here is how to calculate it, what assumptions to use, and a realistic UK example.Sun, 28 Dec 2025 00:00:00 GMThttps://foundered.co.uk/blog/lifestyle-inflation/https://foundered.co.uk/blog/lifestyle-inflation/Every pay rise you have ever had has disappeared. Here is why, and how to stop it happening with the next one.Mon, 22 Dec 2025 00:00:00 GMThttps://foundered.co.uk/blog/higher-rate-tax-trap/https://foundered.co.uk/blog/higher-rate-tax-trap/Earn between £100K and £125K? You are paying 60% effective tax. Here is why it happens and exactly how to avoid it.Thu, 18 Dec 2025 00:00:00 GMThttps://foundered.co.uk/blog/emergency-fund-uk/https://foundered.co.uk/blog/emergency-fund-uk/How much should you have in an emergency fund? The answer depends on your situation. Here is how to work it out and where to keep it.Wed, 10 Dec 2025 00:00:00 GMThttps://foundered.co.uk/blog/consolidate-old-pensions/https://foundered.co.uk/blog/consolidate-old-pensions/Most people have 2-3 pension pots from old jobs. Consolidating them can save fees and simplify your life. But not always.Fri, 05 Dec 2025 00:00:00 GMThttps://foundered.co.uk/blog/tax-efficient-salary-structure/https://foundered.co.uk/blog/tax-efficient-salary-structure/If you run a limited company, how you pay yourself matters. Here is the most tax-efficient salary and dividend split for 2026/27.Fri, 28 Nov 2025 00:00:00 GMThttps://foundered.co.uk/blog/workplace-pension-guide/https://foundered.co.uk/blog/workplace-pension-guide/Your workplace pension might be your biggest investment. Here is how it works, what your employer contributes, and whether you are putting in enough.Thu, 20 Nov 2025 00:00:00 GMThttps://foundered.co.uk/blog/life-insurance-uk/https://foundered.co.uk/blog/life-insurance-uk/A straight-talking guide to life insurance in the UK. Who needs it, who doesn't, term vs whole of life, how much cover to get, and the trust trick that avoids inheritance tax.Sat, 15 Nov 2025 00:00:00 GMThttps://foundered.co.uk/blog/pension-drawdown-vs-annuity/https://foundered.co.uk/blog/pension-drawdown-vs-annuity/When you retire, you need to decide what to do with your pension pot. Drawdown gives flexibility. Annuity gives certainty. Here is how to choose.Wed, 12 Nov 2025 00:00:00 GMThttps://foundered.co.uk/blog/income-tax-explained-uk/https://foundered.co.uk/blog/income-tax-explained-uk/A plain-English guide to how income tax works in the UK. Tax bands, personal allowance, and why you probably pay more than you think.Wed, 05 Nov 2025 00:00:00 GMThttps://foundered.co.uk/blog/salary-sacrifice-explained/https://foundered.co.uk/blog/salary-sacrifice-explained/Salary sacrifice lets you pay less tax and National Insurance. Here is how it works, what you can sacrifice for, and whether it is worth it.Thu, 30 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/buy-to-let-uk-2026/https://foundered.co.uk/blog/buy-to-let-uk-2026/Buy to let used to be the default wealth builder. Higher taxes, tougher regulations, and rising rates have changed the equation. Here is the honest picture.Sat, 25 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/lasting-power-of-attorney/https://foundered.co.uk/blog/lasting-power-of-attorney/What a Lasting Power of Attorney is, why you need both types, how to set one up for £82, and why waiting too long means it is too late.Sat, 18 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/marriage-allowance-uk/https://foundered.co.uk/blog/marriage-allowance-uk/If one of you earns under £12,570 and the other is a basic rate taxpayer, you are leaving £252 a year on the table. Here is how to claim it.Wed, 15 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/salary-negotiation-uk/https://foundered.co.uk/blog/salary-negotiation-uk/A practical guide to salary negotiation in the UK. When to ask, how to prepare, the exact conversation framework, and mistakes to avoid.Sun, 12 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/first-time-buyer-guide-2026/https://foundered.co.uk/blog/first-time-buyer-guide-2026/A complete guide for first time buyers in the UK. From saving a deposit to mortgage options, stamp duty relief, and government schemes.Wed, 08 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/limited-company-vs-sole-trader/https://foundered.co.uk/blog/limited-company-vs-sole-trader/The decision between limited company and sole trader affects your tax, liability, and how much money you keep. Here is how to choose.Thu, 02 Oct 2025 00:00:00 GMThttps://foundered.co.uk/blog/how-to-write-a-will-uk/https://foundered.co.uk/blog/how-to-write-a-will-uk/A practical guide to writing a will in the UK. What to include, online wills vs solicitors, executors, intestacy rules, and why putting it off is a mistake.Sun, 28 Sep 2025 00:00:00 GMThttps://foundered.co.uk/blog/national-insurance-explained/https://foundered.co.uk/blog/national-insurance-explained/National Insurance is the tax nobody explains properly. Here is how it works, what you pay, and why your NI record affects your state pension.Mon, 22 Sep 2025 00:00:00 GMThttps://foundered.co.uk/blog/capital-gains-tax-2026/https://foundered.co.uk/blog/capital-gains-tax-2026/Capital gains tax rates and allowances for 2026/27. What you pay, when you pay it, and legitimate ways to reduce your CGT bill.Mon, 15 Sep 2025 00:00:00 GMThttps://foundered.co.uk/blog/business-expenses-claim/https://foundered.co.uk/blog/business-expenses-claim/Knowing what you can claim as a business expense saves you real money. Here are the rules, the grey areas, and the things HMRC will challenge.Wed, 10 Sep 2025 00:00:00 GMThttps://foundered.co.uk/blog/student-loan-repayment-strategy/https://foundered.co.uk/blog/student-loan-repayment-strategy/The maths behind paying off your student loan early in the UK. Plan 1, 2, 4, and 5 compared, when overpaying makes sense, and when it is a waste of money.Fri, 05 Sep 2025 00:00:00 GMThttps://foundered.co.uk/blog/how-to-retire-at-50-uk/https://foundered.co.uk/blog/how-to-retire-at-50-uk/Want to retire at 50? Here is exactly how much you need, where to keep it, and how to bridge the gap until your pension kicks in.Thu, 28 Aug 2025 00:00:00 GMThttps://foundered.co.uk/blog/self-assessment-beginners/https://foundered.co.uk/blog/self-assessment-beginners/Filing your first self assessment? Here is exactly what you need, when it is due, and how to avoid the most common mistakes.Wed, 20 Aug 2025 00:00:00 GMThttps://foundered.co.uk/blog/credit-score-uk/https://foundered.co.uk/blog/credit-score-uk/How credit scores work in the UK, the three agencies, what affects your score, common myths busted, and practical tips to improve it fast.Fri, 15 Aug 2025 00:00:00 GMThttps://foundered.co.uk/blog/how-to-retire-in-10-years-or-less-starting-from-nothing/https://foundered.co.uk/blog/how-to-retire-in-10-years-or-less-starting-from-nothing/Many people feel they're falling behind when it comes to affording their retirement, and the truth is, most are. But here's the crucial caveat: it's never tooTue, 12 Aug 2025 00:00:00 GMThttps://foundered.co.uk/blog/mortgage-types-explained/https://foundered.co.uk/blog/mortgage-types-explained/Every mortgage type explained simply. Fixed, variable, tracker, offset, and discount mortgages compared with pros, cons, typical rates, and who each one suits.Fri, 08 Aug 2025 00:00:00 GMThttps://foundered.co.uk/blog/compare-solar-panel-prices-in-northern-ireland/https://foundered.co.uk/blog/compare-solar-panel-prices-in-northern-ireland/You'd be forgiven for thinking solar panels don't work in Northern Ireland's weather. Yet surprisingly, they perform incredibly well - well enough thatWed, 19 Mar 2025 00:00:00 GMThttps://foundered.co.uk/blog/why-belfast-businesses-are-turning-to-business-coaching-for-growth/https://foundered.co.uk/blog/why-belfast-businesses-are-turning-to-business-coaching-for-growth/Belfast's business landscape has transformed dramatically over the past decade. From fintech startups in the Titanic Quarter to creative agencies in theSat, 27 Jul 2024 00:00:00 GMThttps://foundered.co.uk/blog/belfast-international-airport-parking-discount-codes/https://foundered.co.uk/blog/belfast-international-airport-parking-discount-codes/Like many savvy travellers across the province, you’ve worked to get the best value for your holidays. The flights are booked well in advance and yourWed, 12 Jun 2024 00:00:00 GMThttps://foundered.co.uk/blog/unretired/https://foundered.co.uk/blog/unretired/A few weeks back I announced my retirement from retirement or my unretirement as someone else called it. Unashamedly, I’m back working. Maybe we’ll just callTue, 07 May 2024 00:00:00 GMThttps://foundered.co.uk/blog/how-to-save-for-your-first-home/https://foundered.co.uk/blog/how-to-save-for-your-first-home/Deciding to buy your first home is exciting. Saving the deposit less so. The cost of buying a property has risen, and the cost of running it…..well you canTue, 02 Apr 2024 00:00:00 GMThttps://foundered.co.uk/blog/youre-not-bad-with-money/https://foundered.co.uk/blog/youre-not-bad-with-money/Each of us has some level of limiting beliefs. That’s normal. And of course, many of these are based on truths or facts. There are many reasons why I’ll neverWed, 06 Mar 2024 00:00:00 GMThttps://foundered.co.uk/blog/is-this-pension-propaganda/https://foundered.co.uk/blog/is-this-pension-propaganda/It’s a big week for retirement chat and this morning the Pensions and Lifetime Savings Association (PLSA) announced updates in their research as to what levelMon, 12 Feb 2024 00:00:00 GMThttps://foundered.co.uk/blog/save-the-date-how-to-start-a-business/https://foundered.co.uk/blog/save-the-date-how-to-start-a-business/Before I started my own business, the largest salary I ever earned was £20,000. I was not a high earner. And this could have been the path I followed for theMon, 12 Feb 2024 00:00:00 GMThttps://foundered.co.uk/blog/will-the-retirement-age-in-the-uk-increase/https://foundered.co.uk/blog/will-the-retirement-age-in-the-uk-increase/Research announced this week stated that the retirement age for middle-aged workers which is anyone born after April 1970 may have to rise until age 71.Tue, 06 Feb 2024 00:00:00 GMThttps://foundered.co.uk/blog/why-youll-never-be-able-to-retire/https://foundered.co.uk/blog/why-youll-never-be-able-to-retire/But, you’ll probably never be able to retire. And that might sound sensationalist or a clickbait title. I promise it's not.Fri, 19 Jan 2024 00:00:00 GMThttps://foundered.co.uk/blog/the-truth-about-early-retirement-1-year-in/https://foundered.co.uk/blog/the-truth-about-early-retirement-1-year-in/On the 30th of November last year, I left the working world behind and started a new phase of my life. It took 13 years of saving, investing and growing myThu, 30 Nov 2023 00:00:00 GMThttps://foundered.co.uk/blog/who-is-the-cheapest-electricity-supplier-in-ni/https://foundered.co.uk/blog/who-is-the-cheapest-electricity-supplier-in-ni/Compare electricity prices from every supplier in Northern Ireland. Find out which company offers the cheapest rates and how to switch.Fri, 03 Nov 2023 00:00:00 GMThttps://foundered.co.uk/blog/payday-routine/https://foundered.co.uk/blog/payday-routine/Well with a few days until your pay packet hits your bank account, you have plenty of time to set a payday routine and make a plan for your money.Wed, 25 Oct 2023 00:00:00 GMThttps://foundered.co.uk/blog/savings-rate-retire-early/https://foundered.co.uk/blog/savings-rate-retire-early/Putting money away for your future often feels like deprivation. Most of us want to enjoy our hard-earned money right this second. Why shouldn't you? You'veThu, 19 Oct 2023 00:00:00 GMThttps://foundered.co.uk/blog/budgeting-for-your-first-child/https://foundered.co.uk/blog/budgeting-for-your-first-child/If you want to check out more content like this or the video version of Budgeting For Your First Child, head over to my Youtube ChannelTue, 10 Oct 2023 00:00:00 GMThttps://foundered.co.uk/blog/types-of-savings-accounts/https://foundered.co.uk/blog/types-of-savings-accounts/Compare every type of savings account available in the UK. Easy access, fixed rate, ISAs, regular savers, and more, with current interest rates.Wed, 20 Sep 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-prepare-your-home-for-winter/https://foundered.co.uk/blog/how-to-prepare-your-home-for-winter/It's September and many of us are making plans to prepare your home for winter. At this stage you guys know the drill. But where do you start?Fri, 15 Sep 2023 00:00:00 GMThttps://foundered.co.uk/blog/overemployed-modern-day-robinhoods/https://foundered.co.uk/blog/overemployed-modern-day-robinhoods/Recently I’ve become fascinated with a trend called overemployed. Now that might be a new term for you, but I promise it had me trawling the internet forSun, 03 Sep 2023 00:00:00 GMThttps://foundered.co.uk/blog/10-top-money-quotes/https://foundered.co.uk/blog/10-top-money-quotes/Like a great story, quotes are often used to inspire and encourage readers to take a desired action. As someone who reads extensively, I come across a hugeFri, 11 Aug 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-a-sinking-fund/https://foundered.co.uk/blog/what-is-a-sinking-fund/I’ll be honest with you. I didn’t know what a sinking fund was until last year. The term sinking fund was something I’d never heard of before and I talk aboutThu, 10 Aug 2023 00:00:00 GMThttps://foundered.co.uk/blog/debt-snowball-vs-debt-avalanche/https://foundered.co.uk/blog/debt-snowball-vs-debt-avalanche/The debt avalanche method and the debt snowball method are two of the most popular strategies used to pay down debt. When it comes to paying off loans orTue, 01 Aug 2023 00:00:00 GMThttps://foundered.co.uk/blog/the-debt-snowball-method/https://foundered.co.uk/blog/the-debt-snowball-method/You might have heard of debts snowballing out of control, and this happens for many reasons. But by using the debt snowball method, you can use this strategyMon, 31 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/the-debt-avalanche-method/https://foundered.co.uk/blog/the-debt-avalanche-method/The debt avalanche method is one of the most efficient ways to pay down debt. Using it can also reduce the amount of interest you pay on your loads.Sat, 29 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/the-ultimate-payday-checklist/https://foundered.co.uk/blog/the-ultimate-payday-checklist/And don’t worry, I won’t sit here on my moral high horse telling you to save every penny. As long as you’re making positive steps forward, that’s all you needFri, 28 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/money-rules-for-graduates/https://foundered.co.uk/blog/money-rules-for-graduates/In this article I’m sharing the 6 money rules for graduates, I wish someone sat me down and told me. I might not have listened, but knowing the possibilitiesWed, 19 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/northern-ireland-property-market/https://foundered.co.uk/blog/northern-ireland-property-market/If you’re like me, you might flick through the PropertyPal website viewing dream homes, slightly outside of your budget, dreaming about the day you might beMon, 17 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/save-25-on-activities-in-northern-ireland-with-national-lottery-days-out/https://foundered.co.uk/blog/save-25-on-activities-in-northern-ireland-with-national-lottery-days-out/"Stay at home they said. Sure we'll save a few quid. And surely the weather will be decent. We'll do a few day trips to the beach or Tollymore Forest Park"Mon, 17 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/5-money-tips-for-your-20s-30s/https://foundered.co.uk/blog/5-money-tips-for-your-20s-30s/But many break free of this cycle and they find ways to educate themselves on topics that were once alien or unknown to them. I’m not the only person whoSun, 09 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/money-prep-sunday/https://foundered.co.uk/blog/money-prep-sunday/Meal prep Sundays are soo last year. For the financially conscious, it's all about Money Prep Sundays. Sound intriguing? Read on!Sun, 09 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-support-your-friends-business/https://foundered.co.uk/blog/how-to-support-your-friends-business/So here are 5 easy and almost free ways you can support your friend's business.Wed, 05 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/5-top-personal-finance-books/https://foundered.co.uk/blog/5-top-personal-finance-books/Thankfully there are some amazing personal finance creators out there across the UK and further afield. On top of this, some of the personal finance booksTue, 04 Jul 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-save-10k-fast/https://foundered.co.uk/blog/how-to-save-10k-fast/Over 25% of people don't have £1,000 saved for an emergency. And trying to save 10k fast might seem like an impossible feat. But it can be done and here's how!Wed, 28 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-save-money-for-christmas/https://foundered.co.uk/blog/how-to-save-money-for-christmas/It’s not my job to tell you how to spend your money. Well, it is, but really it isn’t. Yet, if I start the conversation around money and help people like makeMon, 26 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/avoid-inheritance-tax/https://foundered.co.uk/blog/avoid-inheritance-tax/And this is true for each of us, well except for Charles and the future generations of his family. But enough of the sour grapes Connor. We are all going toFri, 23 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/5-myths-about-fire-and-early-retirement/https://foundered.co.uk/blog/5-myths-about-fire-and-early-retirement/There are many myths about FIRE and early retirement thrown about as facts everyday. In this article I objectively look at the most commons myths I hear.Wed, 14 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/4-signs-youre-doing-well-financially/https://foundered.co.uk/blog/4-signs-youre-doing-well-financially/I’ll be honest with you. Most of us, even many wealthy people I’ve spoken to, don’t think they’re doing well financially. No matter how big their income is,Tue, 13 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/9-normal-money-habits-keeping-you-poor/https://foundered.co.uk/blog/9-normal-money-habits-keeping-you-poor/Normal doesn't mean it's right & good financial well being is about knowing those money habits keeping you poor, so you can take action on them.Thu, 08 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/serviced-accommodation-the-ultimate-side-hustle/https://foundered.co.uk/blog/serviced-accommodation-the-ultimate-side-hustle/Recently I had the pleasure of chatting with Dave Cordner of Central Belfast Apartments and author of Short Term Rental Revolution. Dave knows more aboutTue, 06 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/reasons-to-retire-as-soon-as-you-can/https://foundered.co.uk/blog/reasons-to-retire-as-soon-as-you-can/There are many reasons to retire as soon as you can and this article we look at the top 5 that we hear from early retirees time and time again.Mon, 05 Jun 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-coast-fire/https://foundered.co.uk/blog/what-is-coast-fire/Today we are going to delve into the concept of "Coast FIRE", the second stage on the path towards Financial Independence. If you want to start at theMon, 29 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/sse-announces-2-18bn-profits/https://foundered.co.uk/blog/sse-announces-2-18bn-profits/In my hand I have the press release from SSE, where they announced that profits have just about doubled this year from £1.16bn to £2.18bn. When I first sawWed, 24 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/apple-savings-account/https://foundered.co.uk/blog/apple-savings-account/The recent launch of the Apple Savings account in the U.S. prompted speculation of a launch here in the UK. He's a look at what it is and how it works.Sun, 14 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-much-do-i-need-to-retire-bin-the-4-rule/https://foundered.co.uk/blog/how-much-do-i-need-to-retire-bin-the-4-rule/How much do I need to retire is one of the most common searches for retirement. It’s a huge question and the short answer will always be “it depends”. ThereSat, 13 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-budget-money/https://foundered.co.uk/blog/how-to-budget-money/These steps can help you better budget money & your finances. Earn more, save more and invest the difference with the focus on early retirementSat, 13 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/50-30-20-rule/https://foundered.co.uk/blog/50-30-20-rule/Budgeting is the cornerstone of personal finance. You will hear this from me time and time again. It's what will make you rich and keep you wealthy over theMon, 08 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-no-one-tells-you-about-early-retirement/https://foundered.co.uk/blog/what-no-one-tells-you-about-early-retirement/Early retirement can be one of the most rewarding times of your life. But, if you don't prepare for it, it can also be the most challenging.Thu, 04 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-retire-by-40/https://foundered.co.uk/blog/how-to-retire-by-40/I was able to retire by 40 by following the principles of the Financial Independence Retire Early movement & by increasing my income through self-employment.Mon, 01 May 2023 00:00:00 GMThttps://foundered.co.uk/blog/property-investing-lofty-properties/https://foundered.co.uk/blog/property-investing-lofty-properties/Over the past number of months, I have obviously retired and left the business we ran together. Martin is still there today, but his second business isThu, 27 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-lean-fire/https://foundered.co.uk/blog/what-is-lean-fire/Lean FIRE is often the most common mental image conjured up when people think about financial independence. It is also the most misunderstood, with someMon, 24 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/build-your-email-list/https://foundered.co.uk/blog/build-your-email-list/Creating and building an email list of your customers, prospects and others interested in your business is often overlooked. But it can provide some of theMon, 17 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/nectar-prices/https://foundered.co.uk/blog/nectar-prices/Sainsbury's has just launched its new loyalty scheme Nectar Prices which is touted to be one of the most rewarding loyalty schemes of any UK supermarketMon, 17 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/strive-to-fi-podcast/https://foundered.co.uk/blog/strive-to-fi-podcast/Recently I was invited onto the Strive to FI podcast and I jumped at the chance. Joseph the podcast host was one of the very first people to welcome me intoMon, 17 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/pros-and-cons-of-equity-release/https://foundered.co.uk/blog/pros-and-cons-of-equity-release/I have been bombarded with ads on equity release recently and realised I knew very little about it, beyond the headlines of scams and fraud. But is it legit?Sat, 15 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/types-of-financial-independence/https://foundered.co.uk/blog/types-of-financial-independence/Depending on who you ask there are many types of financial independence. In this article I outline the most common types of Financial Independence you can strive to achieve.Sun, 09 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/tesco-whisky-offers/https://foundered.co.uk/blog/tesco-whisky-offers/All the current Tesco whisky Clubcard offers and deals in one place. Updated regularly with the best prices on single malt, blended, bourbon, and Irish whiskey.Sat, 08 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-a-side-hustle/https://foundered.co.uk/blog/what-is-a-side-hustle/A common misconception about side hustles is that they need to be a huge business when, in fact, the opposite is true. A side hustle, for example, could be asFri, 07 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/lidl-offers-this-week/https://foundered.co.uk/blog/lidl-offers-this-week/Of the budget supermarkets, Lidl is the GOAT (greatest of all time). Yes, we love Lidl at foundered HQ! Here are the Lidl offers this week.Tue, 04 Apr 2023 00:00:00 GMThttps://foundered.co.uk/blog/mcdonalds-monopoly/https://foundered.co.uk/blog/mcdonalds-monopoly/McDonald's Monopoly is back with some huge prizes in 2023. If you want to know when it starts and how you can maximise your chances of winning, read on!Thu, 30 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-benefit-in-kind/https://foundered.co.uk/blog/what-is-benefit-in-kind/Benefit in kind or BIK as it's also known, refers to any benefits that an employee or director receives from their company, in addition to their salary orWed, 29 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/junior-isas-junior-sipps/https://foundered.co.uk/blog/junior-isas-junior-sipps/I eagerly anticipated the birth of my daughter for two reasons. The first was of course to finally meet her and welcome her into this world. The second was toTue, 28 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/tesco-clubcard-rewards-value-reduced/https://foundered.co.uk/blog/tesco-clubcard-rewards-value-reduced/This week, Tesco has announced plans to significantly alter the value of your Clubcard Reward Points. Starting in June, Tesco Clubcard points will only beFri, 24 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-a-good-salary-in-the-uk/https://foundered.co.uk/blog/what-is-a-good-salary-in-the-uk/Find out what counts as a good salary in the UK. Average earnings by age, region, and industry, plus how your pay compares.Wed, 22 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-start-a-business/https://foundered.co.uk/blog/how-to-start-a-business/Starting a business is one of the most rewarding ventures anyone can undertake. I firmly believe that anyone has the ability to start a business and use it toTue, 21 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-an-isa-individual-savings-account/https://foundered.co.uk/blog/what-is-an-isa-individual-savings-account/An ISA or an Individual Savings Account is a type of long-term, tax-free savings account. The money you save in an ISA grows free of tax and capital gainsTue, 21 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/5-ways-to-make-money-online/https://foundered.co.uk/blog/5-ways-to-make-money-online/We live in a digital world and I fully believe that because of this, there has never been an easier time to make money online, even when starting with littleFri, 17 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/farmfoods-offers-vouchers-deals/https://foundered.co.uk/blog/farmfoods-offers-vouchers-deals/All the latest Farmfoods vouchers, offers, and deals in one place. Find printable vouchers, in-store offers, and how to save money on your weekly shop.Thu, 16 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/tesco-grocery-clubcard-app/https://foundered.co.uk/blog/tesco-grocery-clubcard-app/The Tesco Clubcard is soon to be scrapped. Fear not, for Tesco has already launched its replacement, the new updated Tesco Grocery & Clubcard App.Mon, 13 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/boots-advantage-card-changes/https://foundered.co.uk/blog/boots-advantage-card-changes/The Boots Advantage Card has changed. Here is what is different, how many points you now earn, and whether the card is still worth using.Fri, 10 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/should-i-pay-down-my-mortgage-or-invest/https://foundered.co.uk/blog/should-i-pay-down-my-mortgage-or-invest/One of the most popular questions I receive from readers, friends and family is whether you should pay down your mortgage or invest the money instead. ThisWed, 08 Mar 2023 00:00:00 GMThttps://foundered.co.uk/blog/debt-on-my-prepayment-meter/https://foundered.co.uk/blog/debt-on-my-prepayment-meter/"How can I have debt on my prepayment meter?" was a question I was recently asked by a reader. In this article I cover the many reasons why this may be the caseMon, 27 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/what-is-a-financial-coach/https://foundered.co.uk/blog/what-is-a-financial-coach/A good coach can transform your life. Whether it's a fitness coach, a business coach or indeed a financial coach, using the experience of others to level upSun, 26 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/listen-to-me-on-the-money-gains-podcast/https://foundered.co.uk/blog/listen-to-me-on-the-money-gains-podcast/A few weeks back I was invited onto the newly launched "The Money Gains Podcast" hosted by Sammie Ellard-King. Sammie was one of the very first people toThu, 23 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/starting-a-pension-at-50/https://foundered.co.uk/blog/starting-a-pension-at-50/It's never too late to start a pension and even a small pension is better than nothing. But starting a pension at 50 brings with it a unique set of questions,Thu, 23 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/investing-sucks/https://foundered.co.uk/blog/investing-sucks/If I'd a pound for everytime I have heard "investing sucks" I would be very wealthy. With a focus on your mindset you can learn to fall in love with investingWed, 22 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/sky-price-increase-tv-broadband/https://foundered.co.uk/blog/sky-price-increase-tv-broadband/Sky has announced a huge increase to their TV & Broadband subscriptions. Here's how to find out if you are affected and what you can do to avoid them.Tue, 21 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/9-intelligent-side-hustles-for-doctors/https://foundered.co.uk/blog/9-intelligent-side-hustles-for-doctors/In my series of starting your own business articles, side hustles for doctors was one of the most requested by readers and friends. Because of that, here it is!Mon, 20 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-much-is-a-haven-play-pass/https://foundered.co.uk/blog/how-much-is-a-haven-play-pass/Everything you need to know about Haven play passes. Current prices for adults and children, what is included, and whether it is worth the money.Mon, 20 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/5-top-valentines-day-money-saving-tips/https://foundered.co.uk/blog/5-top-valentines-day-money-saving-tips/Don't break the bank with our Valentines Day Money Saving Tips. Not gauranteed to get you in the good books, but will definitely keep your spending on track.Wed, 01 Feb 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-to-achieve-financial-independence-in-2023/https://foundered.co.uk/blog/how-to-achieve-financial-independence-in-2023/If you were starting out on the path to financial independence, what would you do in 2023?Tue, 31 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/ee-price-increase-march-2023/https://foundered.co.uk/blog/ee-price-increase-march-2023/In March 2023, the EE price increase is putting up costs of their products and services by 14.4%. This could add over £50 per year to an average billSat, 28 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/how-much-i-should-save-in-cash-versus-investing/https://foundered.co.uk/blog/how-much-i-should-save-in-cash-versus-investing/One of the most popular questions I am asked is how much I should save in cash versus investing.Sat, 28 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/salary-advance/https://foundered.co.uk/blog/salary-advance/Through a salary advance scheme, as an employee, you can access a part of your salary before payday. But, should you use this option? We look at the pros & consFri, 20 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/building-society-roll-number/https://foundered.co.uk/blog/building-society-roll-number/A building society roll number is a unique reference for your savings account. Here is how to find yours, where it appears on your passbook, and when you need it.Mon, 16 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/600-energy-payment-voucher/https://foundered.co.uk/blog/600-energy-payment-voucher/Energy payment vouchers are being distributed across Northern Ireland this January. If you are a credit or prepayment customer here are the steps to redeem yoursMon, 02 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/start-saving-money-52-week-challenge/https://foundered.co.uk/blog/start-saving-money-52-week-challenge/Often the hardest part of saving money is getting started. It can feel like a goal far beyond your reach. Why is this? In todays article we explore some tips to get startedMon, 02 Jan 2023 00:00:00 GMThttps://foundered.co.uk/blog/best-budgeting-apps-uk/https://foundered.co.uk/blog/best-budgeting-apps-uk/Looking for the best budgeting apps in the UK? Our Financial Detox series includes a review of the top options, including Emma, Money Dashboard, Moneyhub & moreThu, 29 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/financial-detox/https://foundered.co.uk/blog/financial-detox/You might consider a financial detox if you're suffering from a financial hangover this festive period. But what is it and how do you make sure it's a success?Wed, 21 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/next-sale-dates/https://foundered.co.uk/blog/next-sale-dates/With up to 50% off clothing, footwear and accessories, the Next Sale is one many shoppers mark in their calendar.Mon, 19 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/save-money-this-christmas/https://foundered.co.uk/blog/save-money-this-christmas/Enjoying Christmas can be costly. Here are our top tips to reign in the cost of this festive season. And above all else, don’t go into debtSat, 17 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/asda-blue-light-card-2023/https://foundered.co.uk/blog/asda-blue-light-card-2023/Asda has extended their 10% discount for Blue Light Card holders until the 31st March 2023.Mon, 12 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/first-direct-7-regular-saver/https://foundered.co.uk/blog/first-direct-7-regular-saver/First direct have launched a high interest rate savings account. But does it live up to the hype?Fri, 09 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/new-spanish-digital-nomad-visa/https://foundered.co.uk/blog/new-spanish-digital-nomad-visa/When the pandemic came, we moved our business to being wholly remote in a matter of hours. All the systems and processes for remote working had been put inTue, 06 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-to-get-a-free-santa-letter-for-your-child/https://foundered.co.uk/blog/how-to-get-a-free-santa-letter-for-your-child/Get a personalised free Santa letter sent to your child this Christmas with a wonderful service by Hallmark and the Royal Mail.Mon, 05 Dec 2022 00:00:00 GMThttps://foundered.co.uk/blog/officially-retired-early/https://foundered.co.uk/blog/officially-retired-early/Over a decade in the making, I am now officially retired at the age of 40.Sat, 26 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/what-is-the-warm-home-prescription/https://foundered.co.uk/blog/what-is-the-warm-home-prescription/What is the Warm Home Prescription and can I get this from my Doctor?Thu, 24 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/starting-a-profitable-side-hustle/https://foundered.co.uk/blog/starting-a-profitable-side-hustle/Running a business may sound daunting, but starting a profitable side hustle often proves to feel out of reach for many. But it shouldn't and we'll show you whyMon, 21 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/blue-light-card-christmas-offers/https://foundered.co.uk/blog/blue-light-card-christmas-offers/A full run down of the Blue Light Card Christmas offers including a whopping 10% off your Asda shop, 20% off GHD and 15% off a Sonos soundbar.Sun, 20 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/affected-by-the-made-collapse/https://foundered.co.uk/blog/affected-by-the-made-collapse/Are you one of the 12,000 customers awaiting products from made.com? You may not be able to get a refund from the firm, but below we’ll show you how you may still be able to claim one from your credit card or bank.Wed, 09 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/easyjet-plus-membership/https://foundered.co.uk/blog/easyjet-plus-membership/Is the Easyjet Plus membership worth it? When does it make sense for you to buy the Easyjet Plus membership and how can you make the most of it?Tue, 08 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/reinventing-yourself/https://foundered.co.uk/blog/reinventing-yourself/Reinventing yourself is one of the hardest decisions any person can make in their life. It affects your entire life! Here's how to navigate reinvention.Tue, 08 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/asda-rewards-app/https://foundered.co.uk/blog/asda-rewards-app/What is the Asda rewards app and how can it help me save money on my shopping? We answer this and more in this article.Tue, 01 Nov 2022 00:00:00 GMThttps://foundered.co.uk/blog/claim-energy-support-vouchers/https://foundered.co.uk/blog/claim-energy-support-vouchers/It was reported recently nearly half of those eligible to receive the £400 energy support vouchers in England, Scotland, and Wales have not redeemed theirMon, 31 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/mcdonalds-gold-card/https://foundered.co.uk/blog/mcdonalds-gold-card/Want a coveted McDonald's Gold Card? It may not be as easy as becoming famous, but we'll show you how you can increase your chances of getting one.Sat, 29 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/free-jacket-potato-with-heinz-beanz-at-morrisons/https://foundered.co.uk/blog/free-jacket-potato-with-heinz-beanz-at-morrisons/Heinz and Morrisons have teamed up this half-term break to give a helping hand and a warm meal to those in need. Simply 'Ask for Henry' at any Morrison's cafeFri, 28 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/asda-movie-meal-deal/https://foundered.co.uk/blog/asda-movie-meal-deal/As the nights draw in this winter, many of us will be choosing to settle down with a pizza or a meal deal and a movie to save a few quid, instead of headingThu, 27 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/sse-airtricity-gas-suspending-minimum-consumption-charges/https://foundered.co.uk/blog/sse-airtricity-gas-suspending-minimum-consumption-charges/It's hard to imagine a letter arriving through your door from an energy supplier and considering it to be bringing good news to your home. Miracles will neverThu, 27 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-much-is-the-tale-of-peter-rabbit-50p-worth/https://foundered.co.uk/blog/how-much-is-the-tale-of-peter-rabbit-50p-worth/Find out how much your Beatrix Potter Peter Rabbit 50p coin is worth. Covers all years, mintage figures, and current selling prices.Fri, 21 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/what-job-will-make-me-a-millionaire/https://foundered.co.uk/blog/what-job-will-make-me-a-millionaire/The jobs most likely to make you a millionaire in the UK. Salaries, career paths, and what it actually takes to build serious wealth from employment.Fri, 21 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/arrival-fallacy/https://foundered.co.uk/blog/arrival-fallacy/What is arrival fallacy and why is this something I should be concerened withFri, 14 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/blue-light-card/https://foundered.co.uk/blog/blue-light-card/Everything you need to know about the Blue Light Card. Who qualifies, how to apply, the best discounts available, and whether it is worth it.Sun, 02 Oct 2022 00:00:00 GMThttps://foundered.co.uk/blog/guest-post-mile-high-finance-guy/https://foundered.co.uk/blog/guest-post-mile-high-finance-guy/I was recently invited to write a little bit about my background and history in business for the Mile High Finance Guy site. Olaf was one of the firstFri, 23 Sep 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-to-save-money-8-great-tips/https://foundered.co.uk/blog/how-to-save-money-8-great-tips/How to save money: 8 great tipsWed, 21 Sep 2022 00:00:00 GMThttps://foundered.co.uk/blog/who-wants-to-be-an-isa-millionaire/https://foundered.co.uk/blog/who-wants-to-be-an-isa-millionaire/It’s estimated that there are over 2,000 ISA millionaires in the UK. With approximately 12 million* adult ISAs being subscribed to in 2020-2021, this meansSun, 11 Sep 2022 00:00:00 GMThttps://foundered.co.uk/blog/is-now-a-good-time-to-retire/https://foundered.co.uk/blog/is-now-a-good-time-to-retire/You've saved all your life, putting money aside for your later years. The time has come to consider leaving the workforce, it is it a good time to retire?Mon, 05 Sep 2022 00:00:00 GMThttps://foundered.co.uk/blog/things-to-do-before-you-retire-early/https://foundered.co.uk/blog/things-to-do-before-you-retire-early/13 Things To Do Before You Retire Early is a self-centred article I've written to remind myself of all the things I must consider before retiring early.Fri, 26 Aug 2022 00:00:00 GMThttps://foundered.co.uk/blog/what-happens-to-a-sipp-on-death/https://foundered.co.uk/blog/what-happens-to-a-sipp-on-death/What happens to a SIPP on death? Yes it's a morbid thought considering our own mortality. But it's incredibly important to consider when you open your SIPP.Tue, 02 Aug 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-to-become-a-millionaire-uk/https://foundered.co.uk/blog/how-to-become-a-millionaire-uk/A practical, no-nonsense guide to becoming a millionaire in the UK. How much you need to save, where to invest, and how long it realistically takes.Wed, 27 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/multiple-streams-of-income-infographic/https://foundered.co.uk/blog/multiple-streams-of-income-infographic/The average millionaire has 7 separate income sources. Achieve multiple streams of income using your skills & assets. (Infographic included)Sat, 23 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/health-and-wealth/https://foundered.co.uk/blog/health-and-wealth/Health and wealth are intrinsically linked throughout life and it’s no surprise that many who are focused on becoming financially independent, also choose toThu, 21 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/side-hustles-for-graphic-designers/https://foundered.co.uk/blog/side-hustles-for-graphic-designers/Want to earn a few extra pounds but not get fired? Here's 9 great side hustles for graphic designers you can start today for little to no cost.Tue, 19 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/build-wealth-in-your-20s/https://foundered.co.uk/blog/build-wealth-in-your-20s/You have an amazing opportunity to build wealth in your 20s. Don't lose it and create solid foundations for your future.Mon, 18 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/what-is-a-sipp/https://foundered.co.uk/blog/what-is-a-sipp/A SIPP is a type of personal pension that gives you control over your investments. Learn how SIPPs work, who they suit, fees, and how to open one.Fri, 15 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/personal-finance-planning/https://foundered.co.uk/blog/personal-finance-planning/Personal finance planning shouldn't be scary or complicated. In this article we present common personal finance topics in our ultimate guide!Sun, 10 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/pay-off-debt/https://foundered.co.uk/blog/pay-off-debt/Many of my readers are looking to pay off debt on their path towards financial independence. I know this, because you've told me so. While our collective goalWed, 06 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/invest-for-your-childs-future/https://foundered.co.uk/blog/invest-for-your-childs-future/There are emotional and financial ways to invest for your child's future. Here we explore financial options to ensure financial stability for your child.Tue, 05 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/saving-for-christmas/https://foundered.co.uk/blog/saving-for-christmas/With only 6 payslips before the big day, now is the time to start saving for Christmas. Christmas spending shouldn't put you in debt.Fri, 01 Jul 2022 00:00:00 GMThttps://foundered.co.uk/blog/stop-glamourising-the-80-hour-workweek/https://foundered.co.uk/blog/stop-glamourising-the-80-hour-workweek/I have been described as a workaholic over the years. Regularly completing 80 hour workweeks, I'd post pictures of myself in the office at 11pm. I rememberMon, 27 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/p45-when-i-retire-early/https://foundered.co.uk/blog/p45-when-i-retire-early/Everything you need to know about your P45 when you retire early. What it means, who to give it to, tax implications, and what happens if you go back to work.Fri, 24 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/start-a-business-in-a-recession/https://foundered.co.uk/blog/start-a-business-in-a-recession/Starting a business anytime is daunting. Is it better or worse to start a business in a recession. Here's 7 reasons why we say go for it!Thu, 23 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-to-invest-1000-pounds-a-month/https://foundered.co.uk/blog/how-to-invest-1000-pounds-a-month/If I were to start all over again, these are the tips and strategies I'd use to decide how to invest 1000 pounds a month.Mon, 20 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/side-hustle-ideas/https://foundered.co.uk/blog/side-hustle-ideas/Looking to increase your income or start your business? Check out our 94 amazing side hustle ideas, we hope will inspire you to take action.Sun, 19 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/financial-independence-retire-early/https://foundered.co.uk/blog/financial-independence-retire-early/Financial Independence Retire Early (FIRE) is a movement dedicated to amassing incoming generating assets to cover your expenses, making work optional.Tue, 14 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/four-day-working-week/https://foundered.co.uk/blog/four-day-working-week/Is a four-day working week better? In my run up to early retirement, I have moved to shorter working hours, but am I being more productive?Tue, 14 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/when-can-i-retire/https://foundered.co.uk/blog/when-can-i-retire/One of the most common questions I'm asked by those on their financial independence journey is "When can I retire?". In this article we explore this in great depth.Sun, 12 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-to-build-a-brand/https://foundered.co.uk/blog/how-to-build-a-brand/In this article we focus on how to build a brand and why this is important for anyone looking to start a business on their journey to financial independence.Tue, 07 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/saving-on-your-bills/https://foundered.co.uk/blog/saving-on-your-bills/In 2022 it's not just about saving on your bills, but more keeping the increases to a minimum. We've put together a guide that helps us save thousands each yearSun, 05 Jun 2022 00:00:00 GMThttps://foundered.co.uk/blog/how-much-money-should-you-have-saved-by-age/https://foundered.co.uk/blog/how-much-money-should-you-have-saved-by-age/While you shouldn't be worried about others, the question "How Much Money Should You Have Saved By Age" is often asked by those pursuing financial independence.Thu, 31 Mar 2022 00:00:00 GMThttps://foundered.co.uk/blog/benefits-compound-interest/https://foundered.co.uk/blog/benefits-compound-interest/Compound interest is your ally in achieving financial independence and retiring early. This article provides examples on how to use it to your benefit.Wed, 20 Jan 2021 00:00:00 GMThttps://foundered.co.uk/blog/how-to-retire-early-in-your-40s/https://foundered.co.uk/blog/how-to-retire-early-in-your-40s/Being able to retire early in your 40s or 50s is entirely possible. Follow our guide and set your future self up for success.Sat, 09 Jan 2021 00:00:00 GMT